💳 Best Credit Cards That Reward You for Salon and Beauty Expenses in the USA (2025)
If you’re someone who regularly visits the salon — whether it’s for a quick trim at Great Clips or a full-blown spa day — you could be earning rewards for every dollar you spend. With the right credit card, your beauty and grooming expenses can get you cashback, points, or even travel rewards.
Credit Cards for Beauty Services | Best Cashback Card for Personal care | Rewards on Salon Spending | Credit Cards for Grooming
Let’s dive into the best credit cards in the USA that reward you for salon, spa, and beauty purchases in 2025.
🥇 1. American Express®️ Gold Card
Best For: Earning points on beauty, dining, and lifestyle spending.
•Reward Rate: 4X points on restaurants, 3X on flights, and 1X on other purchases.
•Why It Works: Many salons and spas process payments as “dining” or “retail,” earning you extra points.
•Bonus Offer: 60,000 Membership Rewards®️ Points after spending $6,000 in 6 months.
•Annual Fee: $250
✅ Accepted at many major beauty retailers (e.g., Sephora, Ulta, local salons).
💡 Use this for your monthly haircuts, facials, or spa sessions to earn big points.
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🥈 2. Chase Freedom Unlimited®️
Best For: Flat-rate cashback on everyday purchases.
•Reward Rate: 1.5% unlimited cashback on every purchase, including salons.
•Bonus Offer: $200 bonus after spending $500 in first 3 months.
•Annual Fee: $0
✅ Easy approval and cashback on every beauty-related expense.
💡 Use this at Great Clips, Supercuts, and even on grooming products.
🥉 3. Citi Custom Cash℠ Card
Best For: Automatic 5% cashback on your top monthly spending category.
•Reward Rate: 5% on your top eligible category (up to $500/mo), 1% on all else.
•Eligible Categories: Includes drugstores, fitness clubs, select live entertainment (often includes salons).
•Annual Fee: $0
✅ Dynamically adapts to your spending habits — perfect if you spend a lot in salons/spas once a month.
💡 Time your larger beauty spending to maximize the 5% category.
🧖 4. Capital One SavorOne Rewards Credit Card
Best For: Earning on entertainment and lifestyle expenses.
•Reward Rate: 3% cashback on dining, entertainment, and select streaming services; 1% on everything else.
•Annual Fee: $0
✅ Some beauty/spa services are classified under entertainment or dining.
💡 A great card if you also spend on self-care experiences.
💼 5. The CareCredit®️ Card
Best For: Financing cosmetic and medical beauty treatments.
•Not a rewards card, but offers interest-free financing on eligible services (if paid within promo period).
•Widely accepted at dermatologists, hair restoration clinics, and med spas.
✅ Great for larger treatments like laser hair removal, PRP, Botox, or hair transplants.
💡 Pair this with high-CPC content like “Is hair loss treatment covered by insurance?”
💡 How to Maximize Rewards for Salon & Beauty Spending.
Here are some smart ways to use credit cards for grooming and beauty expenses:
1.Use cards with rotating or dynamic bonus categories (like Citi Custom Cash).
2.Split bills at salons or spas with friends and earn full rewards.
3.Check merchant category codes (MCC) — some salons count under dining, personal care, or entertainment.
4.Use cards with intro APR offers to finance larger beauty expenses interest-free.
✂️ Final Thoughts
Whether you’re getting a $20 haircut at Great Clips or investing in a $1,000 hair restoration treatment, your credit card can help you earn while you spend.
💬 Pro Tip: Always check how your favorite salon is categorized by your card — it can impact your cashback or points.
🔍 FAQs
❓ Can I earn rewards at Great Clips?
Yes, most credit cards treat Great Clips as a retail or personal care service, so you’ll at least earn base-level rewards — or even bonus rates with some cards.
❓ What if I book beauty services online?
Most credit cards reward online purchases the same as in-store. You’ll still earn cashback or points.
❓ Can I combine rewards with coupons?
Absolutely! You can use Great Clips coupons, pay with your credit card, and stack savings + rewards.
🚀 Ready to Start Earning?
Whether you visit the salon once a month or every week, using the right credit card turns everyday grooming into real financial rewards. It’s time to beautify your wallet — not just your look.
Disclaimer: Always check current card terms and eligibility. This article does not constitute financial advice.